Skip to Content

 

Auto | Recreational | Pledge | Personal | Home | Credit Card

Auto   

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
SPECIAL: Get Pre-Approved! Enjoy ProFed Auto Loan Rates As Low As 5.99% APR - Click Here
Auto Loans2022 - 2024N/A84 MonthsFixed8.49%
Auto Loans2021 - 2024N/A75 MonthsFixed7.74%
Auto Loans2018 - 2024N/A66 MonthsFixed7.49%
Auto Loans2017 - 2024N/A48 MonthsFixed7.09%
Auto Loans2015 - 2016N/A48 MonthsFixed7.74%

APPLY NOW

Payment Example: Auto - 84 months @ 8.49% your payment will be roughly $15.89 per $1,000 borrowed. Auto - 66 months @ 7.49% your payment will be roughly $18.59 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you.
 

Recreational

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
RVs2017 - 2024$40,000120 MonthsFixed7.89%
RVs2017 - 2024N/A60 MonthsFixed7.24%
Boats2017 - 2024$20,00084 MonthsFixed7.74%
Boats2017 - 2024N/A60 MonthsFixed7.24%
Motorcycles, ATV's, Personal Watercrafts2020 - 2024N/A60 MonthsFixed6.99%
Miscellaneous Secured N/A48 MonthsFixed7.99%

APPLY NOW

Payment Example: Recreational - 60 months @ 7.24% your payment will be roughly $19.98 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you. 

 

Pledge

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
Certificate PledgeCertificateN/ACert MaturityFixedCert Rate + 2.00%
Share PledgeShare Hold$1,00048 MonthsFixedDeposit Rate + 2.00%
Pledge Loans are NOT risk based priced

APPLY NOW

Payment Example: Pledge - 48 months @ 2.05% your payment will be roughly $21.72 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you. 

 

Personal

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
SPECIAL: Adventure Awaits With A ProFed Personal Loan. Rates As Low As 6.99% APR - Click Here
Personal Unsecured N/AN/A48 MonthsFixed10.99%
Variable Rate Personal Unsecured N/AN/A48 MonthsVariable Prime +2.00%10.50%
Prime LineN/AN/A60 MonthsVariable Prime +2.00%10.50%
90 Day Single Pay Notes - Rate follows collateral being held

APPLY NOW 

Payment Example: Personal - 48 months @ 10.99% your payment will be roughly $25.85 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you.

 

Home

Loan ProductMaximum Loan to Value (LTV)Minimum LoanTermRate as low asAPR as low as
SPECIAL: No Closing Cost Home Equity Loan - Click Here
SPECIAL: Save With An Adjustable Rate Mortgage - Click Here
Rapid RefiClick here for current rates    
Second MortgageUp to 85% LTV$10,00012 - 120 Months - Fixed Rate7.490%7.490%*
Second MortgageUp to 85% LTV$25,000121 - 180 Months - Fixed Rate7.740%7.740%**
Home Equity Line of CreditUp to 80% LTV$10,000120 Months - Variable Rate8.500%8.500%***
First MortgageClick here for current rates

APPLY NOW

*Annual Percentage Rate is based on a loan amount of $10,000 and a term of 120 months. **Annual Percentage Rate is based on a loan amount of $25,000 and a term of 180 months.***The Rate for the Home Equity Line of Credit is based on prime (index), as published in the Wall Street Journal on the last day of the month, plus a margin. The Annual Percentage Rate is based on a $10,000 line of credit.

 

Credit Card

Loan ProductCollateralMinimum LoanMaximum TermRateAPR as low as*
SPECIAL: Enjoy No Fee When You Consolidate Your Credit Card Payments With A ProFed Balance Transfer
Visa Rewards   Variable Visa Prime +5.74%14.24%
Visa Platinum   Variable Visa Prime +4.74%13.24%

APPLY NOW

*The annual percentage rate (APR) listed are our best rates.  Your rate may vary depending on your credit score.

Please contact a loan officer for information concerning specialty-type autos or extended terms.

As of 7/28/23, Consumer Loan Prime Rate is 8.50. As of 10/01/23, Credit Card Prime Rate is 8.50.

By accessing the noted link you will be leaving ProFed's website and entering a website hosted by another party. ProFed is not responsible for the content of the alternate website. Please be advised that ProFed does not represent the third party or you (the member) if you and the third party enter into a transaction. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of ProFed Federal Credit Union.

This is NOT a secured email transmission. Please do not send personal/financial information via this method.