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Benefits of ProFed Membership

At ProFed you are a member, not just a customer. Membership works like this: each member is required to purchase and hold one share in the credit union. (At ProFed, the par value of a share is $5.00.) Owning this share actually makes you an owner of the credit union and gives you an equal vote in electing the credit union's Board of Directors from your peers. Earnings at ProFed are then returned to you in the form of dividends on share accounts, improved services, and new products. So why take your business where you are "just a customer" when you can be an owner at ProFed?

If you would like to open your account online, simply click the green Join Now icon, below the account type of your choice.

To open an account for a minor under the age of 13 please visit one of our convenient locations.

Free eChecking Simple Checking Checking Plus Student Checking
students ages 13-26
Great Start
Savings and 12 Month EZ Saver Certificate
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Requirements
  • $25.00 opening deposit to checking
  • $5.00 opening deposit to savings
  • Online Banking enrollment
  • eStatement enrollment
  • $25.00 opening deposit to checking
  • $5.00 opening deposit to savings
  • $1,000.00 opening deposit to checking
  • $5.00 opening deposit to savings
  • $1,000.00 minimum daily balance in checking
  • $25.00 opening deposit to checking
  • $5.00 opening deposit to savings
  • Must be a student age 13-26
  • Adult joint owner if under age 18
  • $5.00 opening deposit to savings
  • $25.00 opening deposit to 12 Month EZ Saver Certificate
  • Adult joint owner if under age 18
Monthly Service Fee $0 $0 $0
With a minimum daily balance of $1,000.00
-or-
$7.50 Low Balance Fee
$0 $0
Savings Account ... ... ... ... ...
Online/Mobile Banking ... Available Available Available Available
Bill Pay
Must be 18 or older to enroll
Available Available Available Available No
Statements eStatements Enrollment Required Paper* Paper* Paper* Paper*
Visa® Debit Card ...
1 free custom PhotoCard
...
1 free custom PhotoCard
...
1 free custom PhotoCard
...
1 free custom PhotoCard
No
ATM Refunds No No No ...
4 refunds up to $15.00/month
No
Overdraft Options ... ... ... ...^ No
Earns Interest^^ No No Yes No Yes
Additional Benefits
  • Use Visa Debit card 15 times each month in first 3 months after card activation and receive a $25.00 Amazon gift card
  • Use Visa Debit card 15 times each month in first 3 months after card activation and receive a $25.00 Amazon gift card
  • 40 free checks with first check order
  • Use Visa Debit card 15 times each month in first 3 months after card activation and receive a $25.00 Amazon gift card
  • 40 free checks with first check order
  • Use Visa Debit card 15 times in a month and receive a $5.00 reward
  • Within 30 days of account opening, set up a monthly direct deposit or automatic transfer of $5.00 or greater into your EZ Saver, and after the first 3 months of deposits have been made, receive a $25.00 reward deposit to your EZ Saver
  • Deposit $5.00 or more monthly to the EZ Saver by direct deposit or automatic transfer and receive a $5.00 anniversary reward annually
* If Online Banking is selected, you are encouraged to also enroll in eStatements. If you select Online Banking but do not enroll in eStatements, a $5.00 monthly paper statement fee will be charged.
^ Lower ODP fees, if eligible (ages 18-26), $10.00 per item, up to 5 fees per month.
^^ See Rates and Fees page for ProFed deposit rates.
All new accounts are verified through Chexsystems.