Auto | Recreational | Pledge | Personal | Home | Credit Card
Auto
Loan Product | Collateral | Minimum Loan | Maximum Term | Rate | APR as low as* |
---|---|---|---|---|---|
Auto Loans | 2022 - 2024 | N/A | 84 Months | Fixed | 8.49% |
Auto Loans | 2021 - 2024 | N/A | 75 Months | Fixed | 7.74% |
Auto Loans | 2018 - 2024 | N/A | 66 Months | Fixed | 7.49% |
Auto Loans | 2017 - 2024 | N/A | 48 Months | Fixed | 7.09% |
Auto Loans | 2015 - 2016 | N/A | 48 Months | Fixed | 7.74% |
Payment Example: Auto - 84 months @ 8.49% your payment will be roughly $15.89 per $1,000 borrowed. Auto - 66 months @ 7.49% your payment will be roughly $18.59 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you.
Recreational
Loan Product | Collateral | Minimum Loan | Maximum Term | Rate | APR as low as* |
---|---|---|---|---|---|
RVs | 2017 - 2024 | $40,000 | 120 Months | Fixed | 7.89% |
RVs | 2017 - 2024 | N/A | 60 Months | Fixed | 7.24% |
Boats | 2017 - 2024 | $20,000 | 84 Months | Fixed | 7.74% |
Boats | 2017 - 2024 | N/A | 60 Months | Fixed | 7.24% |
Motorcycles, ATV's, Personal Watercrafts | 2020 - 2024 | N/A | 60 Months | Fixed | 6.99% |
Miscellaneous Secured | N/A | 48 Months | Fixed | 7.99% |
Payment Example: Recreational - 60 months @ 7.24% your payment will be roughly $19.98 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you.
Pledge
Loan Product | Collateral | Minimum Loan | Maximum Term | Rate | APR as low as* |
---|---|---|---|---|---|
Certificate Pledge | Certificate | N/A | Cert Maturity | Fixed | Cert Rate + 2.00% |
Share Pledge | Share Hold | $1,000 | 48 Months | Fixed | Deposit Rate + 2.00% |
Pledge Loans are NOT risk based priced |
Payment Example: Pledge - 48 months @ 2.05% your payment will be roughly $21.72 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you.
Personal
Loan Product | Collateral | Minimum Loan | Maximum Term | Rate | APR as low as* |
---|---|---|---|---|---|
Personal Unsecured | N/A | N/A | 48 Months | Fixed | 10.99% |
Variable Rate Personal Unsecured | N/A | N/A | 48 Months | Variable Prime +2.00% | 10.50% |
Prime Line | N/A | N/A | 60 Months | Variable Prime +2.00% | 10.50% |
90 Day Single Pay Notes - Rate follows collateral being held |
Payment Example: Personal - 48 months @ 10.99% your payment will be roughly $25.85 monthly per $1,000 borrowed. Click here to visit our Loan Payment Calculator to determine a monthly payment that works best for you.
Home
Loan Product | Maximum Loan to Value (LTV) | Minimum Loan | Term | Rate as low as | APR as low as |
---|---|---|---|---|---|
SPECIAL: Save With An Adjustable Rate Mortgage - Click Here | |||||
Rapid Refi | Click here for current rates | ||||
Second Mortgage | Up to 85% LTV | $10,000 | 12 - 120 Months - Fixed Rate | 7.490% | 7.490%* |
Second Mortgage | Up to 85% LTV | $25,000 | 121 - 180 Months - Fixed Rate | 7.740% | 7.740%** |
Home Equity Line of Credit | Up to 80% LTV | $10,000 | 120 Months - Variable Rate | 8.500% | 8.500%*** |
First Mortgage | Click here for current rates |
*Annual Percentage Rate is based on a loan amount of $10,000 and a term of 120 months. **Annual Percentage Rate is based on a loan amount of $25,000 and a term of 180 months.***The Rate for the Home Equity Line of Credit is based on prime (index), as published in the Wall Street Journal on the last day of the month, plus a margin. The Annual Percentage Rate is based on a $10,000 line of credit.
Credit Card
Loan Product | Collateral | Minimum Loan | Maximum Term | Rate | APR as low as* |
---|---|---|---|---|---|
Visa Rewards | Variable Visa Prime +5.74% | 14.24% | |||
Visa Platinum | Variable Visa Prime +4.74% | 13.24% |
*The annual percentage rate (APR) listed are our best rates. Your rate may vary depending on your credit score.
Please contact a loan officer for information concerning specialty-type autos or extended terms.
As of 7/28/23, Consumer Loan Prime Rate is 8.50. As of 10/01/23, Credit Card Prime Rate is 8.50.