Loans

Loan Services

Save time and money with Pro Fed Loans

While you can always stop in and apply for a loan at any of our convenient full-service locations, we also make it easy for you to apply after-hours or on weekends. Apply online or use ProLoanConnection, our after-hours, loan-by-phone service, to start the loan application process. To use ProLoanConnection, just call 260-483-0514 or 800-752-4613 ext. 2.

Pro Fed's New and Used Auto Loans

Like to save money? Our secured installment auto loans will help you do it! You'll get a low, new-car interest rate for vehicles two years old and newer and competitive fixed or variable interest rates for autos over two years old. There is no application fee and you can finance the vehicle's full purchase price. Plus, you'll pay simple interest only on the average daily balance of your loan, and there is no penalty for paying your loan off early. We also offer the convenience of automatic payment from your account and the security of optional payment protection.

Pro Fed's NewCarLine

So you're in the market for a car two years old or newer? Want to go car shopping with the confidence and bargaining power of check-in-hand and drive your new vehicle home on the same day you buy? Our members who qualify for our NewCarLine can! These same-day, pre-approved loans offer a competitive rate with a lock in period of 90 days, flexible financing terms, no application fee, and you can finance the vehicle's full purchase price. NewCarLine also offers a discount off regular new car rates. There is no penalty for paying your loan off early, and if you wish, automatic payment from your account of choice is available. You can also opt for our payment protection plan.

Mortgage Loans

Pro Fed makes mortgage loans EASY

If you want low costs with competitive rates and flexible terms, you'll appreciate Pro Fed's mortgage loan products and services. Whether you're purchasing your first home or refinancing an existing mortgage, our mortgage professionals will find the loan that's right for you and make the process easy. For more information on the products and services listed below, call us at 260-483-0514 or 800-752-4613 ext. 16, or e-mail us at contactus@profedcu.org. With our online application, you can check our current rates, get answers to many mortgage questions, and start your application any time!

Mortgage Products Mortgage Features

Several term options available.
Call 260-483-0514 or
800-752-4613 ext. 16 for details.

Fixed and Adjustable Interest Rates

Low Closing Costs

Automatic Transfer

Refinance or Purchase

Loans Serviced In-House

Pre-Approvals

Reverse Mortgages
for members age 62 and older

Stay in your home and retain the title

Pay no monthly payments

Use the cash any way you want

Get peace of mind with financial independence

Loans for what you want, when you want it!

Home Equity Loans

Make the equity in your home work for you, paying for home improvements, consolidating debt, or financing a college education . . . whatever your needs! Pro Fed's home equity loan, determined by the equity in your home and your needs, gives qualified members low financing rates and flexible financing terms. Low closing costs and the possibility of tax deductible mortgage interest (check this out with your tax advisor) make this loan affordable. Optional payment protection is also available. Call your local Branch Manager for details or e-mail us at contactus@profedcu.org.

Quick Cash Loan (Open End, Unsecured Fixed-Interest Rate Loan)

Need cash fast for a special holiday gift, a last-minute vacation, or to pay off a high-interest credit card balance? Pro Fed's Quick Cash Loan is the perfect solution. With no application fee, no annual fee, and no per-transaction or cash-advance fee, Quick Cash is a sensible choice over high-rate credit cards. This open-end loan calculates simple interest only on the amount of money you use, and there's no need to reapply if you need additional funds. Funds from this loan are withdrawn in increments of $100.

PrimeLine Loan (Open End, Unsecured Variable-Interest Rate Loan)

Our Prime Line Loan offers all the benefits of our Quick Cash Loan, no fees, simple interest calculated only on the money you borrow, and low payments, but with a variable interest rate. Call us for current loan rates at the number listed below or e-mail us at contactus@profedcu.org.

Business Loans

Pro Fed has many different business loans. Whether it's a business credit card, a line of credit or a term loan, you can manage your cash flow with lending products from Pro Fed.

And when you have a business account and business loan with us, you'll save money. Call your local Branch Manager at the number listed below or e-mail us at contactus@profedcu.org.

As always, applying for a Pro Fed loan is easy. You can even apply online. Or call the credit union at 260-483-0514 or 800-752-4613 ext. 11.

If you have any questions about this website or would like additional information about Pro Fed, please feel free to contact us at 260-483-0514 or 1-800-752-4613 or e-mail us at contactus@profedcu.org.