If you want a competitive rate, no fee and easy access to your money with a small minimum balance, our basic savings account, Regular Shares, is for you ($5 is all it takes to open a Pro Fed Regular Shares Savings account!) You'll also gain quick access to your cash with our free ATM card at convenient no-fee locations. And if you're looking for a spot to tuck away some savings for that yearly vacation, new car or tuition payment (without fees or penalties for withdrawal) our Regular Shares is the place. We make it simple, too, with payroll deduction or direct deposit!

Money Market Plus Account

If you want more performance from your money without sacrificing liquidity, Money Market Plus is for you. This account, which requires a $2,500 minimum balance to avoid a low $10 monthly service fee, promises larger dividends than our Regular Shares account, without penalty for early withdrawal. And because the dividend amount paid on this account is based on your account balance, you can adjust your rate of return. A minimum $2,500 minimum opening deposit is required, and withdrawals from this account must be at least $100.

Christmas Club Account

Just like Santa's little helper, our Christmas Club Account helps you get ready for the holidays. This simple account, which pays the same competitive rate as our Regular Shares account, can be opened with as little as $1. Regular deposits then can be made effortlessly through automatic payroll deduction or share to share transfer, and you'll watch your deposits add up to more for holiday giving! There is no penalty for early withdrawal from this account, and your funds will be automatically transferred to the account of your choice on November 1.

Name Your Own Club Account

Have a specific savings goal but want to keep its cash separate from your Regular Shares (savings) account? Pro Fed's Name Your Own Club account is your answer. With just $1 you can open this flexible account and accumulate savings for property taxes, insurance premiums, vacations, school expenses and more, whatever reason you name! This account, which pays the same competitive rate as our Regular Shares account, lets you decide when and how much you wish to deposit and the length of your savings plan. Pro Fed also makes your deposits hassle-free with automatic payroll deduction or share-to-share transfer.

Pro Fed Draft Checking Accounts

Find the checking account that's just right for you!

Regular Checking Account

Our basic checking (share draft) account, Regular Checking, gives you the freedom of a no-fee checking account with a small minimum opening deposit, just $25 opens and maintains this account. Safer and more convenient than carrying cash, Regular Checking gives you easy access to your money in a variety of ways: check writing, ATM, Visa Checking Card, Touch-Tone Teller and Pro Fed OnLine. There are no monthly service fees, withdrawal fees, or per-check fees, and you'll receive monthly statements and carbonless duplicate checks to help you keep track of your transactions. To open this account, you must be at least 18, or 16 with a joint account owner 18 or older. As an added bonus, your initial check order includes 50 free checks.

Regular Checking 2

Regular Checking 2 gives you the option of a second checking (share draft) account for any purpose, in any name. For example, if you are caring for an elderly relative and need a separately named account for that person's expenses, Regular Checking 2 will work for you. All benefits and conditions of Regular Checking apply to this account.

Checking Plus

If you're looking for a higher dividend rate with unlimited access to your money, check out Checking Plus. A minimum deposit of $1,000 opens this account, and the same balance is required to avoid a monthly service fee of $7.50. Checking Plus is free of per-check and withdrawal fees. Checking Plus also offers easy access to your money in a variety of ways: check writing, ATM, Visa Checking Card, Touch-Tone Teller and Pro Fed OnLine. You'll also receive monthly statements and carbonless duplicate checks to help you keep track of your transactions. To open this account, you must be at least 18, or 16 with a joint account owner 18 or older. As with our Regular Checking Account, your initial check order includes 50 free checks.

Business Services

Our Business Services are ideal for small or large businesses.

Business Accounts

No matter what size business you have, we have a business account to meet your needs. A Pro Fed business checking account provides you with a simple, cost-effective way to manage your cash flow. We also offer business savings accounts that pay market interest rates so you can maximize earnings on liquid funds. Our other business products include merchant bankcard services, and business loans.

Ask your local Branch Manager what account is right for you or contact Angela Peterson, Vice President of Business Services at 800-752-4613 ext. 6372 or 260-483-0514 ext. 6372.