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ProFed ClickSWITCH

ProFed ClickSWITCH

Introducing a hassle-free way to switch your accounts to ProFed!

Easily and securely switch all your direct deposits and automatic payments from other financial institutions to your ProFed checking account. We have made it simple with ProFed’s ClickSWITCH, our FREE, online switch kit tool.

To start, follow the link provided in ProFed Online Banking, or get your FREE SwitchTRACK code by calling 260-373-1633, or visit your local branch

Then set up your account and start making your switches.

ProFed ClickSWITCH offers you flexibility in setting up your switches and online tools to track the status of your submitted switches.

If you have logins at other financial institutions:

  • Use Switch Assist to login to those accounts to pull and/or display your recurring automated payments and deposit information.

If this is your first account or you don't have a login to another financial institution:

  • Use Switch Myself to enter direct deposit and automatic withdrawal information yourself using easy to fill in templates.

If you need extra assistance:

  • Use our Concierge service! Contact our Call Center at 260-373-1633 Monday through Friday between 8:30 a.m. and 7:30 p.m. A ProFed Call Center Representative will be happy to walk you through the process.

Log back in frequently to keep track of the status of your switches.

Use Balance Assist, located under the My Account tab, to help you determine the funds which need to remain in your old account until current items have cleared.

Check out Frequently Asked Questions under the Help Documentation tab. Training videos are available once you have logged into ProFed ClickSWITCH under the My Accounts tab. These provide step by step instructions.

Call us at 260-373-1633 or 800-752-4613 ext. 1633, or visit any branch to get your SwitchTRACK code today! Then login to get started.

How to Switch a Direct Deposit

How to Switch an Automatic Payment

How To Close an Old Account

Isn't it time you made the switch?

ProFed Visa®

ProFed Visa Rebate

  • January 1 through February 28, earn a 2% cash rebate¹ up to $300.00 when you transfer a balance of $500.00 or more to your new or current ProFed Visa.
  • Open a new ProFed Visa Platinum Credit Card and get rates as low as 8.24% APR.²
  • Open a new ProFed Visa Rewards Credit Card and earn up to 2% cash rewards.³

Apply Today


Call us at 260-373-1631 or 800-752-4613 ext. 1631 to apply. Visit any branch to talk to one of our loan representatives, or apply online.

Balance Transfer Form (PDF)

Disclosure and Application (PDF)

Rewards Program Terms and Conditions (PDF)

Visa Credit Card Frequently Asked Questions (PDF)

¹Balance transfers must be made from a credit card not issued by ProFed Federal Credit Union and must be $500.00 or greater to be eligible for 2% rebate. Maximum total rebate of $300.00. Rebate available for ProFed Visa Gold, Platinum and Rewards Credit Cardholders. Balance transfers do not earn cash rewards. ²Rates subject to change. All credit card applications subject to approval. Approval is not guaranteed. Your rate may vary depending on your credit score. ProFed Visa Gold and Platinum Credit Cards do not earn cash rewards. Fees may apply for certain card benefits. Visit www.profedcu.org for rates and terms. ³Rewards are paid to your primary share (savings) account in $25.00 increments at the end of each month. Balance transfers, PIN transactions and cash advances do not qualify for cash rewards or count toward any purchase qualification. Contact a loan representative for details.

Offers valid January 1, 2017 through February 28, 2017


Apply Now Discover the Benefits of ProFed Mortgages

Let ProFed Mortgage Open the Door

Thinking of buying or building a home? Now is also a great time to list an existing home. ProFed Mortgage can help unlock the door to homeownership.

NEW First Time Homebuyer Product

  • Discounted Rate for Qualified Applicants1
  • Low Down Payment and Closing Costs
  • Up to $10,000.00 in down payment assistance2
  • Local Lender with In-House Servicing

Refinance your mortgage today! Take advantage of today's low rates by refinancing your mortgage with ProFed Mortgage. Contact a ProFed Mortgage Representative for a savings analysis.

  • Fixed Rate Mortgages at competitive rates and closing costs3
  • Portfolio products that offer more flexibility to meet your needs
  • Local Servicing of your mortgage with a full service financial institution

ProFed has the options you are looking for. Call a Mortgage Representative for details 260-373-1636 or 800-752-4613 ext. 1636 or apply online at www.profedcu.org.

1Subject to credit approval. Approval is not guaranteed. As low as 3% down payment. Restrictions may apply. Payments may vary depending on amount of loan and interest rate. Additional rates and terms available. Contact a mortgage representative for details. 2Discounted interest rate and down payment assistance are subject to meeting income requirements. 3Subject to credit approval. Approval is not guaranteed. Payments may vary depending on amount of loan and interest rate. Additional rates and terms available. Contact a mortgage representative for details. All mortgage applications are subject to credit approval and collateral review. Offer valid for a limited time. 

ProFed Federal Credit Union, NMLS# 490949 

Visa® Android Pay

Visa® Android Pay


Pay confidently on the go. Android Pay is here.


Now the things you love about your favorite Visa card are right on your Android phone. Getting started with Android Pay is simple:

  • Download the Android Pay app
  • Add your ProFed Visa Card—it's as simple as snapping a photo
  • Pay confidently at over a million locations in the U.S.

Enjoy the confidence of paying with your phone using Visa and Android Pay.

See a full list of Android Pay places to pay at android.com/pay.

Android, Android Pay, and the Android Logo are trademarks of Google Inc.

Visa® Apple Pay

Visa® Apple Pay


Pay with ProFed Visa® using Apple Pay.


Now you can enjoy all the benefits of your ProFed Visa using Apple Pay on iPhone 6. Apple Pay is the easy, secure, and private way to pay with a simple touch.

  • Use your ProFed Visa Card with Apple Pay on iPhone 6
  • Use Apple Pay in more places with ProFed Visa
  • Make easy and secure payments with the ProFed Visa you trust
  • An easier way to pay within apps

Enjoy the confidence of paying with your phone using Visa and Apple Pay.

See a full list of Apple Pay places to pay at apple.com/apple-pay.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.


Visa® Samsung Pay

Visa® Samsung Pay

Visa. Now with Samsung Pay.
Pay confidently on the go.

Now you can use your ProFed Visa card with Samsung Pay almost anywhere you can swipe or tap your card.

Get the great features and benefits of your ProFed Visa card—right on your device.
All you need to do is:

  • Make sure your compatible device1 is updated with Samsung Pay
  • Take a picture of your ProFed Visa card with your device's camera
  • Secure it with your fingerprint and backup PIN and you'll be ready to go

Enjoy the confidence of paying with your phone using Visa and Samsung Pay.

Learn more.

1Available on Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See Samsung.com/pay for complete list and contact your bank or financial institution to verify supported cards.

Enjoy some extra room in your schedule when you use our mobile apps.

Enjoy some extra room in your schedule when you use our mobile apps

Download on the App Store
Android app on Google play

Manage your finances, anywhere, anytime with ProFed Mobile and Text Message Banking. It's a fast, free* and secure way to:

Best of all, you choose whether you want to use a simple text message, your mobile web browser, or our free Apple iOS or Android app for ultimate, fast access to your finances on the go.

To get started with Mobile and Text Message Banking, log into ProFed Online Banking account and click on Mobile Banking & Alerts.

Apple iOS App

To download the FREE Apple iOS app, click here.

View a demo of the iPhone app here.

View a demo of the iPad app here.

Android App

To download the FREE Android app, click here.

View a demo of the Android app here.

Mobile and Text Message Banking users must be enrolled in ProFed Online Banking. View a demo of Mobile Banking here. View a demo of Text Message Banking here.

*Message and data rates may apply from your wireless carrier.
**For eligible members enrolled in Bill Payment.
***Deposit restrictions may apply. Contact a representative for details. Mobile Deposit may not be compatible with some devices.

About App Security
Apps use industry standard security technologies, including Secure Socket Layers (SSL) and security certificates, with 128-bit encrypted communication.


Learn more about iPro Student Services 

Learn more about iPro Student Services 

Make Fast and Easy Deposits - Try Our Enhanced ATMs

Sign. Scan. Go. Fast deposits. No envelope needed.

Need to make a fast and easy deposit? All ProFed branches offer Enhanced Deposit ATMs for your convenience. Save time, and use the ATM to scan in your check or cash. Then get an optional itemized receipt of what was deposited, including a scan of your deposited check!

There's no hassle, no filling out a transaction ticket or a deposit envelope. All you do is endorse your check, and let the ATM guide you through the rest.


 Opt In to Continue Overdraft Service

Overdraft Coverage: Protect Your Privilege-Don't Be Declined

Overdraft Protection

With ProFed's Overdraft PrivilegeSM service, ProFed protects you by paying overdrafts on your checking account, whether the overdraft occurs in a paper check transaction, regular electronic (ACH) withdrawal, ATM withdrawal or Visa Checking Card transaction.

We also offer overdraft protection plans, such as a link to a savings account, which are separate from Overdraft Privilege.SM To learn more, ask us about these plans.

Don't Be Declined

New federal regulations for overdraft protection became effective on August 15, 2010. This means that ProFed will no longer be able to pay overdrafts for ATM and Visa Checking Card transactions unless you choose this service.

The regulations will allow you to continue using Overdraft PrivilegeSM for other checking account transactions, such as paper checks and regular electronic (ACH) withdrawals. However, since ATM and Visa Checking Card transactions are not covered, your purchase could be declined by a merchant, or you could be declined for cash withdrawals at an ATM.

Protecting Your Privilege

Here is how you can tell us that you want ProFed to pay overdrafts on your ATM withdrawals or Visa Checking Card transactions under the Overdraft PrivilegeSM service as of August 15, 2010:

Overdraft PrivilegeSM Fees: You will be charged up to $29.00 each time ProFed pays an overdraft for any transaction covered by Overdraft Privilege.SM There is no limit to the total fees we can charge you for overdrawing your account.

Click here to view the Overdraft PrivilegeSM Service Agreement.