Mortgage

ProFed Federal Credit Union, NMLS# 490949

Check out our current mortgage specials.

Explore Your Options Online

ProFed's online mortgage application page has a comprehensive set of tools and resources that can give you answers at any time of day.
  • Check out the latest rates
  • Get a personal affordability analysis
  • Calculate renting vs. buying
  • Calculate a simple payment amount, or generate a detailed schedule
  • Get answers to frequently asked questions
  • Register with a secure login to start your application

Click here to get started. 

Select an item for more information
First Time Homebuyer Program Refinance
Purchases Construction Loan

First Time Homebuyer Program

Discover the benefits of our First Time Homebuyer Program.

  • Competitive rate*
  • Homebuyer counseling requirement
  • As little as 3% down payment
  • Up to $10,000.00 in down payment assistance*
  • Payment set up on auto transfer from ProFed share required

*discounted interest rate and down payment assistance are subject to meeting income requirements

Contact Pro Fed Mortgage to discuss our pre-approval program.

Refinance

Take advantage of today's low rates by refinancing your mortgage with ProFed Mortgage. Advantages include:

  • Fixed Rate Mortgages at competitive rates and closing costs
  • Portfolio products that offer more flexibility to meet your needs
  • Local servicing of your mortgage with a full service financial institution

Whether you are looking for a lower rate or lower payments, cashing in on your equity for consolidation or home improvements, ProFed has the options you are looking for.

Construction Loan

Building your dream home is an exciting adventure. ProFed offers a two-closing construction loan that is structured to offer competitive costs along with an interest rate cap for your permanent loan. Our local in-house servicing provides benefit to both you and your chosen builder. We pledge to work closely with all parties involved in the transaction to provide an excellent experience.

Contact a ProFed Mortgage Loan Originator to walk you through the steps of the construction loan process.

Purchases

Are you in the market to purchase a new home? ProFed is a lender who is your partner beyond the purchase transaction. We can assist you with a pre-approval, offer you competitive rates and closing costs for home purchase, and service your mortgage after the loan closing. You can choose between Fixed Rate Mortgages, Adjustable Rate Mortgages, or USDA Financing. Contact a Mortgage Loan Originator today to discover the best product for you