Auto Loans :: Loans and Credit Cards

Select an item for more information.
Auto Loans	Revolving Lines of Credit	Credit Cards
Home Equity/Second Mortgage	Personal Loans	Skip-A-Payment
Certificate and Share Pledge	Boats, RVs, Motorcycles	Custom PhotoCards

Buy One Get One Special

If you qualify for an auto loan from ProFed Credit Union with rates as low as 2.99% APR*, then you'll automatically qualify for a second personal loan at 0% APR**. So you'll get a great low rate on that car you've been dreaming of, and some free money to spend any way you like.

Buy One Get One FREE Example Chart

*The annual percentage rate listed is our best rate. Your rate may vary depending on your credit score and model year of vehicle. Minimum loan amount of $10,000. Not available for the refinancing of an existing ProFed auto loan. Subject to approved application and collateral review. Maximum Auto Loan term may vary depending on model year of vehicle. A $25,000.00 Auto Loan at 2.99% APR with 60 monthly payments of $449.12 would total $26,947.20. Finance charges would total $1,947.20. **"0%" APR means 0% interest on your Personal Loan. Personal Loan offer subject to credit score and Auto Loan application approval. Your Personal Loan APR may increase depending on certain events. If Personal Loan becomes delinquent more than 60 days, or if Auto Loan is paid off within 24 months, Personal Loan will revert to the current unsecured loan rate (up to 13.00% APR, depending on term length of loan). A $5,000.00 Personal Loan at 0% APR with 60 monthly payments of $83.34 would total $5,000.00. Finance charges would total $0.00. Maximum Personal Loan term is the term length of Auto Loan. Optional payment protection available. Auto Loan and Personal Loan offer available for a limited time only.

Auto Loans

Shopping for a new or used vehicle is always stressful. Getting an auto loan doesn't have to be. Whether it's a new car, or one that's new-to-you, ProFed's easy auto loans are designed to put you in the driver's seat-fast! Apply Now.

NewCarLine

Get pre-approved and shop with the bargaining power of a check in your hands. You can apply for a NewCarLine loan on any vehicle three model years old or newer. Your rate is locked-in for 90 days. Apply Now.

Revolving Lines of Credit - Prime Line

Sometimes you just need a little extra cash. That's why we offer the Prime Line of credit. Prime Line allows for an adjustable interest rate that reflects the prime interest rate.

Get fast and easy access to cash with no cash advance fees. Apply Now.

Personal Loans

If you are making a large purchase or want to have some cash on hand, ProFed offers unsecured personal loans with easy rates and terms. Choose either a fixed or variable interest rate. Apply Now.

Home Equity/Second Mortgage

If you're thinking about home repairs or remodeling, debt consolidation, or taking a dream vacation, you may be able to take advantage of the equity in your home.

The equity in your home is the collateral for you to borrow at a lower rate than an unsecured loan, so you'll save money.

Choose a variable interest rate line of credit to help pay for continuing expenses or a home equity loan for a one-time disbursement. Apply Now.

Credit Cards

ProFed Visa® cards offer low interest rates. You are protected with advanced fraud monitoring and zero-liability for non-PIN purchases if your card is ever lost or stolen. You also have a 25-day grace period for purchases. Apply Now.

Disclosures

Certificate or Share Pledge Loans

Certificate and Share Pledge Loans are fast and easy ways to get cash or build credit. You can use the balance of any certificate or share (except IRA certificates and shares) to secure funds for whatever you need. Apply Now.

Boats, RVs, and Motorcycles

Finance your fun with ProFed! We have a variety of loans for boats, RVs, motorcycles, and more! Apply Now.

Skip-A-Payment

When you need a little extra time, ProFed offers Skip-A-Payment for qualifying installment loans (except for mortgages and open-ended lines of credit). Pay $25 and skip a monthly payment out of your payment schedule (or two bi-weekly payments). Contact us today to see if you qualify, or print and complete our Skip-A-Payment form and bring it to any branch. Call 260-483-0514 ext. 11 or 800-752-4613 ext. 11.