Savings and Money Market Plus Accounts

ProFed offers both Regular Shares savings accounts and a Money Market Plus account. Our Regular Shares earn dividends at a competitive rate, while allowing easy access to your funds. You may also add up to two additional share accounts for separate savings goals.

With Money Market Plus, you can increase your earnings without sacrificing liquidity. With a minimum balance of just $2,500, you earn a higher dividend rate than Regular Shares. ProFed Money Market Plus rewards you for the more you save. Your dividend rate increases the more your balance grows.

Share Certificates

If you have short or long-term savings in mind, ProFed Share Certificates offer several opportunities for investments of any size. Get started on your savings path for as little as $100. Young investors in our STAR program can get started with as little as $25. Click here for a list of our current certificate rates.

Pro-Fed Financial Advisors, Inc.

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Traditional and Roth IRAs

No matter what you prefer, either the tax-deductible (consult your tax advisor) traditional IRA or the Roth IRA, our on-site, certified IRA specialists will guide you through each step of the process. ProFed's full line of IRAs include IRA Shares, IRA EZ Savers, and fixed or variable-rate IRA certificates. Click here for a brochure.

Coverdell Education Savings Accounts (ESAs)

For families wanting an easy way to save for college, ProFed offers a Coverdell Education Savings account version of our EZ Saver Share Certificate. Start with just $25 and add funds at any time. Your earnings accumulate tax-free as long as distributions are used for qualified education expenses. (Consult your tax advisor.)

Health Savings Accounts (HSAs)

If you have a qualified high-deductible health plan (HDHP), you may be eligible for a ProFed Health Savings Account (HSA).

Make tax-deductible* contributions to a very flexible dividend-bearing checking account and take distributions tax-free* at any time for qualified medical expenses. You can pay with special HSA checks or a free Visa debit card.

Your HSA balance will carry over year-to-year, so you don't lose any money. ProFed makes HSAs hassle-free by eliminating costly enrollment fees and annual fees, and there is no minimum balance. You can access your account online and make transfers through automatic share transfers, payroll deductions, or through online banking. Click here for a brochure.

*Consult your tax advisor.

Young Investors

For children and youth from birth to age 21, ProFed offers the Saving To Achieve Results (STAR) program.

Enrolling your child is easy, and starting early helps kids learn the importance of saving and spending wisely.

• Open a Regular Shares account for just $5.
• For as little as $25, you can open a STAR EZ Saver Share Certificate that will earn your child higher dividends.
• Your child can make additional deposits to the EZ Saver or Regular Shares accounts at any time
• Set up FREE automatic transfers to your child's savings from your account or through your payroll deduction.
• Sign up for FREE online banking and Touch-Tone Teller access to help your kids track their savings.

When you open your child's STAR account, you will also receive a free gift (according to the child's age), along with complimentary educational information about teaching kids the value of saving.

Financial Planning

As a ProFed Member, you can receive a FREE, no-obligation portfolio review from Pro-Fed Financial Advisors, Inc.

Retirement Planning

Planning for retirement takes a lot of time and energy. The sooner you start planning, the more secure your retirement will be. Make things easier with help from the financial consultants at Pro-Fed Financial Advisors, Inc.