Explore ProFed products and services.
|Share Certificates||IRA, HSA, ESA||Mortgages|
|Money Market Plus||Club Accounts||Credit Cards|
|Business Services||Business Loans||ProFed Financial Advisors.|
Tap. Snap. Deposit. Get Mobile Deposit with our iPhone or Android app.
Manage your finances, anywhere, anytime with ProFed Mobile and Text Message Banking. It's a fast, free* and secure way to:
- Check your account balance and transaction history
- Transfer funds between eligible accounts
- Pay bills on the spot**
- Contact ProFed or locate a surcharge-free ATM quickly
- NEW--Mobile Deposit*** for iPhone and Android apps.
Best of all, you choose whether you want to use a simple text message, your mobile web browser, or our free iPhone or Android app for ultimate, fast access to your finances on the go.
To get started with Mobile and Text Message Banking, log into ProFed Online Banking account and click on Email Alerts & Mobile Banking.
View a demo of the iPhone app here.
View a demo of the Android app here.
*Message and data rates may apply from your wireless carrier.
**For eligible members enrolled in Bill Payment.
***Deposit restrictions may apply. Contact a representative for details.
|About App Security|
|Apps use industry standard security technologies, including Secure Socket Layers (SSL) and security certificates, with 128-bit encrypted communication.|
Looking to Buy or Refinance Your Home? Talk to ProFed Mortgage Services.
Discover the benefits of a ProFed Mortgage! Now is a great time to buy or refinance.
- Conventional financing with LOW down payment
- FHA & USDA loans
- Competitive rates
- Serviced in-house
- Quick pre-approval
- LOW mortgage insurance premiums
Check out our Mortgage Application page to learn more about Mortgage Services, or call us at 260-483-0514 or 800-752-4613 ext. 1636.
*Subject to credit approval and collateral review.
Make Fast and Easy Deposits - Try Our Enhanced ATMs
Need to make a fast and easy deposit? Select ProFed branches offer Enhanced Deposit ATMs for your convenience. Save time, and use the ATM to scan in your check or cash. Then get an optional itemized receipt of what was deposited, including a scan of your deposited check!
There's no hassle, no filling out a transaction ticket or a deposit envelope. All you do is endorse your check, and let the ATM guide you through the rest.
The Enhanced ATMs are available at the following branches:
Overdraft Coverage: Protect Your Privilege—Don't Be Declined
With ProFed's Overdraft Privilegesm service, ProFed protects you by paying overdrafts on your checking account, whether the overdraft occurs in a paper check transaction, regular electronic (ACH) withdrawal, ATM withdrawal or Visa Checking Card transaction.
We also offer overdraft protection plans, such as a link to a savings account, which are separate from Overdraft Privilege.sm To learn more, ask us about these plans.
Don't Be Declined
New federal regulations for overdraft protection became effective on August 15, 2010. This means that ProFed will no longer be able to pay overdrafts for ATM and Visa Checking Card transactions unless you choose this service.
The regulations will allow you to continue using Overdraft Privilegesm for other checking account transactions, such as paper checks and regular electronic (ACH) withdrawals. However, since ATM and Visa Checking Card transactions are not covered, your purchase could be declined by a merchant, or you could be declined for cash withdrawals at an ATM.
Protecting Your Privilege
Here is how you can tell us that you want ProFed to pay overdrafts on your ATM withdrawals or Visa Checking Card transactions under the Overdraft Privilegesm service as of August 15, 2010:
- Print and complete the Opt-In Form (a PDF will open in a new window) and mail it to the address on the form, or bring it to any ProFed branch;
- Complete the Opt-In Form at any ProFed branch; or
- Call us at 260-483-0514 ext. 1632, or 800-752-4613 ext. 1632.
Overdraft Privilegesm Fees: You will be charged up to $25 each time ProFed pays an overdraft for any transaction covered by Overdraft Privilege.sm There is no limit to the total fees we can charge you for overdrawing your account.
Click here to view the Overdraft Prvilege Service Agreement.