Featured Services

Explore ProFed products and services.
 

Text, Web, or App — Your Finances Anywhere Anytime

Manage your finances, anywhere, anytime with ProFed Mobile and Text Message Banking. It's a fast, free* and secure way to:

• Check your account balance and transaction history
• Transfer funds between eligible accounts
• Pay bills on the spot**
• Contact ProFed or locate a surcharge-free ATM quickly

Best of all, you choose whether you want to use a simple text message, your mobile web browser, or our free iPhone or Android app for ultimate, fast access to your finances on the go.

To get started with Mobile and Text Message Banking, log into ProFed Online Banking account and click on Email Alerts & Mobile Banking.

iPhone App

To download the FREE iPhone app, click here.

View a demo of the iPhone app here.

Android App

To download the FREE Android app, click here.

View a demo of the Android app here.

Mobile and Text Message Banking users must be enrolled in ProFed Online Banking. View a demo of Mobile Banking here. View a demo of Text Message Banking here.

*Message and data rates may apply from your wireless carrier.
**For eligible members enrolled in Bill Payment.

Apply Now for ProFed's 2.99% APR* Auto Loan Special

To apply, call 260-483-0514 ext. 11 or 800-752-4613 ext. 11 to reach a loan representative, visit any branch, or apply online.

*The annual percentage rates (APR) listed is our best rate. Your rate may vary depending on your credit score. Not available for the refinancing of an existing ProFed auto loan. Subject to approved application and collateral review. Optional payment protection available. Limited time only.

Apply Now for ProFed's Cut Your Debt Loan Special

Consolidate your credit cards with ProFed and Save!

With the Cut Your Debt Loan Special, you'll get a LOW 6.99% APR (Annual Percentage Rate) when you borrow a minimum of $1,500 for 24 months.*

If you prefer longer term, and need to borrow more money, we offer 7.99% APR with a minimum of $2,500 for up to 36 months,** or 8.99% APR with a minimum of $3,500 for up to 48 months.***

Plus, you may be eligible for an EVEN LOWER rate! Ask us for details.

To apply, call 260-483-0514 ext. 11 or 800-752-4613 ext. 11 to reach a loan representative, visit any branch, or apply online.

The annual percentage rates (APR) listed are our best rates. Your rate may vary depending on your credit score. Optional payment protection available. Approved application required. Limited time only.
*Payments are calculated on $1,500.00 at 6.99% APR with 24 monthly payments of $67.16 for a total of $1,611.84. Finance charges total $111.84.
**Payments are calculated on $2,500.00 at 7.99% APR with 36 monthly payments of $78.35 for a total of $2,820.60. Finance charges total $320.60.
***Payments are calculated on $3,500.00 at 8.99% APR with 48 monthly payments of $87.11 for a total of $4,181.28. Finance charges total $681.28.  

Looking to Buy or Refinance Your Home? Talk to ProFed Mortgage Services.
 

Discover the benefits of a ProFed Mortgage! Now is a great time to buy or refinance.

• Conventional financing with LOW down payment
• FHA & USDA loans
• Competitive rates
• Serviced in-house
• Quick pre-approval 
• LOW mortgage insurance premiums

Check out our Mortgage Application page to learn more about Mortgage Services, or call us at 260-483-0514 or 800-752-4613 ext. 16.

Subject to approved application and collateral review.    

Deposit Cash and Checks at ATMs

The new ATMs now offer members the ability to make deposits, and get scanned copies of checks deposited, right on their receipts.

Look for the new ATMs at the following branches:

• Auburn
• Columbia City
• East
• West
• Northwest

If you don't have a ProFed ATM, Visa^® Checking or Credit card, you can apply* at your local branch.

*ATM, Visa Checking, and Visa Credit card applications subject to approval. Ask a representative for details.

Overdraft Coverage: Protect Your Privilege—Don't Be Declined

Overdraft Protection

With ProFed's Overdraft Privilege^sm service, ProFed protects you by paying overdrafts on your checking account, whether the overdraft occurs in a paper check transaction, regular electronic (ACH) withdrawal, ATM withdrawal or Visa Checking Card transaction.

We also offer overdraft protection plans, such as a link to a savings account, which are separate from Overdraft Privilege.^sm To learn more, ask us about these plans.

Don't Be Declined

New federal regulations for overdraft protection became effective on August 15, 2010. This means that ProFed will no longer be able to pay overdrafts for ATM and Visa Checking Card transactions unless you choose this service.

The regulations will allow you to continue using Overdraft Privilege^sm for other checking account transactions, such as paper checks and regular electronic (ACH) withdrawals. However, since ATM and Visa Checking Card transactions are not covered, your purchase could be declined by a merchant, or you could be declined for cash withdrawals at an ATM.

Protecting Your Privilege

Here is how you can tell us that you want ProFed to pay overdrafts on your ATM withdrawals or Visa Checking Card transactions under the Overdraft Privilege^sm service as of August 15, 2010:

• Print and complete the Opt-In Form (a PDF will open in a new window) and mail it to the address on the form, or bring it to any ProFed branch;
• Complete the Opt-In Form at any ProFed branch; or
• Call us at 260-483-0514 ext. 12, or 800-752-4613 ext. 12.

Overdraft Privilege^sm Fees: You will be charged up to $25 each time ProFed pays an overdraft for any transaction covered by Overdraft Privilege.^sm There is no limit to the total fees we can charge you for overdrawing your account.

Click here to view the Overdraft Prvilege Service Agreement.