Explore ProFed products and services.
|Share Certificates||IRA, HSA, ESA||Mortgages|
|Money Market Plus||Club Accounts||Credit Cards|
|Business Services||Business Loans||ProFed Financial Advisors.|
Tap. Snap. Deposit. Get Mobile Deposit with our iPhone or Android app.
Manage your finances, anywhere, anytime with ProFed Mobile and Text Message Banking. It's a fast, free* and secure way to:
- Check your account balance and transaction history
- Transfer funds between eligible accounts
- Pay bills on the spot**
- Contact ProFed or locate a surcharge-free ATM quickly
- Mobile Deposit*** for iPhone and Android apps.
Best of all, you choose whether you want to use a simple text message, your mobile web browser, or our free iPhone or Android app for ultimate, fast access to your finances on the go.
To get started with Mobile and Text Message Banking, log into ProFed Online Banking account and click on Mobile Banking & Alerts.
View a demo of the iPhone app here.
View a demo of the Android app here.
*Message and data rates may apply from your wireless carrier.
**For eligible members enrolled in Bill Payment.
***Deposit restrictions may apply. Contact a representative for details.
|About App Security|
|Apps use industry standard security technologies, including Secure Socket Layers (SSL) and security certificates, with 128-bit encrypted communication.|
Apply Now for our Home Equity Loan Special
No matter what your next big idea is, your home's equity can help you get there. And with rates as low as 3.99% APR*, there's never been a better time to take advantage of the equity in your home.
*APR=Annual Percentage Rate. Optional payment protection available. Subject to credit approval. $5,000.00 minimum new money required. A $20,000 Home Equity Loan at 3.99% APR with 60 monthly payments of $368.30 would total $22,098.00. Finance charges would total $2,098.00. Certain restrictions apply, longer term loans will result in a higher interest rate. Contact a representative for details. This offer will expire May 31, 2014.
Now is the time to apply for a low rate RV or Boat Loan. New and used RV loan rates are as low as 2.49% APR when you borrow a minimum of $5,000.00 for up to 60 months.* New and used boat loan rates are as low as 3.49% APR when you borrow a minimum of $5,000.00 for up to 60 months.*
*The annual percentage rates (APRs) listed are our best rates. Your rate may vary depending on your credit score. Minimum loan amount of $5,000.00. Not available for the refinancing of an existing ProFed loan. Subject to credit approval and collateral review. A $20,000.00 RV Loan at 2.49% APR with 60 monthly payments of $354.90 would total $21,294.00. Finance charges would total $1,294.00. A $20,000.00 Boat Loan at 3.49% APR with 60 monthly payments of $363.81 would total $21,828.60. Finance charges would total $1,828.60. Optional payment protection available. Contact a representative for details. These offers will expire May 31, 2014.
Apply Now for our latest Loan Special
With this Loan Special, you'll get a LOW 5.99% APR (annual percentage rate) when you borrow a minimum of $2,000.00 for up to 48 months*.
The annual percentage rate (APR) listed is our best rate. Your rate may vary depending on your credit score. Optional payment protection available. Subject to credit approval. Limited time only. *A $2,000.00 consumer loan at 5.99% APR with 48 monthly payments of $46.98 would total $2,255.04. Finance charges would total $255.04. Contact a representative for details.
Looking to Buy or Refinance Your Home? Talk to ProFed Mortgage Services.
Discover the benefits of a ProFed Mortgage! Now is a great time to buy or refinance.
- Conventional financing with LOW down payment
- FHA & USDA loans
- Competitive rates
- Serviced in-house
- Quick pre-approval
- LOW mortgage insurance premiums
Check out our Mortgage Application page to learn more about Mortgage Services, or call us at 260-483-0514 or 800-752-4613 ext. 1636.
*Subject to credit approval and collateral review.
Make Fast and Easy Deposits - Try Our Enhanced ATMs
Need to make a fast and easy deposit? Select ProFed branches offer Enhanced Deposit ATMs for your convenience. Save time, and use the ATM to scan in your check or cash. Then get an optional itemized receipt of what was deposited, including a scan of your deposited check!
There's no hassle, no filling out a transaction ticket or a deposit envelope. All you do is endorse your check, and let the ATM guide you through the rest.
The Enhanced ATMs are available at the following branches:
Overdraft Coverage: Protect Your Privilege—Don't Be Declined
With ProFed's Overdraft Privilegesm service, ProFed protects you by paying overdrafts on your checking account, whether the overdraft occurs in a paper check transaction, regular electronic (ACH) withdrawal, ATM withdrawal or Visa Checking Card transaction.
We also offer overdraft protection plans, such as a link to a savings account, which are separate from Overdraft Privilege.sm To learn more, ask us about these plans.
Don't Be Declined
New federal regulations for overdraft protection became effective on August 15, 2010. This means that ProFed will no longer be able to pay overdrafts for ATM and Visa Checking Card transactions unless you choose this service.
The regulations will allow you to continue using Overdraft Privilegesm for other checking account transactions, such as paper checks and regular electronic (ACH) withdrawals. However, since ATM and Visa Checking Card transactions are not covered, your purchase could be declined by a merchant, or you could be declined for cash withdrawals at an ATM.
Protecting Your Privilege
Here is how you can tell us that you want ProFed to pay overdrafts on your ATM withdrawals or Visa Checking Card transactions under the Overdraft Privilegesm service as of August 15, 2010:
- Print and complete the Opt-In Form (a PDF will open in a new window) and mail it to the address on the form, or bring it to any ProFed branch;
- Complete the Opt-In Form at any ProFed branch; or
- Call us at 260-483-0514 ext. 1632, or 800-752-4613 ext. 1632.
Overdraft Privilegesm Fees: You will be charged up to $25 each time ProFed pays an overdraft for any transaction covered by Overdraft Privilege.sm There is no limit to the total fees we can charge you for overdrawing your account.
Click here to view the Overdraft Prvilege Service Agreement.