Professional Federal Credit Union
About ProFed

The ProFed Difference

Not all financial institutions are the same. We believe that there is a genuinely unique quality that sets ProFed apart from other institutions.

We call it The ProFed Difference.

Please take a moment to review the many benefits of ProFed membership.

Ask yourself, "Why doesn't my financial institution do that?"

The answer is simple, because they don't have the ProFed Difference.

ProFed has been around since 1933. We have a long history of trusted financial stewardship.

But that doesn't mean we're old-fashioned. We treasure our tradition and balance it with cutting-edge services and technology to give you the most value for your dollar.

Our goal is to meet your financial needs while making your life simpler. Compared to other financial institutions with costly fees, our full line of free and low-cost products and services will also save you money.

Best of all, you are not just our customer. At ProFed, you're a Member. That means you own a share of the credit union and you get to vote for our Board of Directors.

Plus, our experienced staff is friendly and responsible. We go above and beyond to see that each member is satisfied with the level of service delivered. We don't just work here, we're members too, so we care for our members like friends and family.

Business Services

Business Services at ProFed are easy and affordable-with no hidden charges.

ProFed offers a comprehensive line of low-cost products like checking accounts, merchant credit card processing, online cash management, business loans, Visa® cards, Health Savings Accounts, and more!

Plus, the more business you do with us, the more you save! We reward business account holders for having personal accounts, personal loans, and for sharing ProFed membership with employees.

Deposit Services

ProFed's most popular services are personal accounts. Thousands of members already benefit from totally free checking, Checking Plus, savings, and club accounts. But there are many ways ProFed's Deposit Services stand out.

Checking Accounts

Why pay for a checking account? With just a small $25 opening deposit, you're on your way to account freedom with Regular checking. And with FREE online banking, it's easy to keep your checkbook balanced. Add to that the convenience of unlimited FREE online bill payment and a Visa® Debit Card, and you've got the financial strength of ProFed's free and easy checking.

If you want checking that's even more rewarding, try Checking Plus. For a low $1,000 minimum balance, you can have the freedom of a regular checking account and earn a nice monthly dividend.

Overdraft Options

We all lose track of things sometime, and when you do, ProFed checking accounts have overdraft options. For more complete details, call or stop by your local branch.

Savings Accounts

ProFed Regular Shares savings accounts pay competitive dividends and give you financial flexibility. You have the chance to designate two separate savings accounts in addition to your regular share savings account, so you can plan ahead for different savings goals. Plus, you'll be able to manage all of your savings accounts online-for free.

Health Savings Accounts (HSA)

Other financial institutions may try to charge extra, but our HSAs are hassle-free. Make the most of your HSA at ProFed with no set-up fees, no monthly fees, no minimum deposit, and no annual fees. You'll also get free online access and a free debit card to make using your HSA simple.

Club Accounts

Start saving for the holidays with as little as $1 with a ProFed Christmas Club Account. The no-fee account automatically transfers to your checking or savings annually on November 1.

If you've got your own savings goal, check out our Name Your Own Club Account. You set the date you want the funds to mature and which account to transfer to, making it easy to save for that dream vacation, new television, or whatever you choose.

Plus ProFed makes it easy to save with free online access and automatic transfers.

Certificates, IRAs, ESAs, Money Market

ProFed's Investment Options are easy and convenient. Our wide range of products give you the options of liquidity and higher dividends than regular savings, and may have tax advantages (consult your tax advisor).

Share-to-Share Transfer, Payroll Deduction, and Automatic Transfers

Additional benefits from ProFed are our innovative services. Set up your payroll for direct deposit and have funds automatically distributed to your checking, savings, loan, or family accounts. Or, set up periodic automatic transfers of funds from your account to your shares or loans. You can also have money transferred from another institution to make deposits to your savings or checking, or to make payments on a loan.

ProFed lets you automate your account however much you want, with no set-up fees or charges.

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With our wide variety of mortgage options, ProFed has something for everyone, whether you're buying, building, or refinancing a home. Choose from Adjustable Rate and Fixed mortgages, short or long-terms, construction loans, land purchase loans, and more.

If you're looking for a second mortgage, ProFed offers great deals on Home Equity loans and lines of credit. ProFed Home Equity loans and lines come in a wide range of term lengths, so our staff can help you choose the best loan for you.

Loans and Credit Cards

ProFed loans reduce your costs of borrowing by eliminating the excess charges for loans. Our loans and credit cards have no application fee, no annual fees, and no prepayment penalties. And you'll get peace of mind with our hassle-free services.

Auto Financing

You wouldn't let the dealer choose your vehicle, so why let them choose your financing?

Whether you're looking for a new or used car, or you want to refinance your loan, we can help. Apply now.

  • Affordable rates
  • Pre-approval available
  • No pre-payment penalties
  • No hidden charges

There's NewCarLine, our pre-approved auto financing option. NewCarLine lets you lock-in a low rate for 90 days and gives you the bargaining power of a check-in-hand at the dealer. ProFed also has a wide range of loans for used autos, motorcycles, RVs, or boats.

Credit Cards

ProFed Visa® credit cards offer worldwide acceptance and advanced fraud detection. You'll get a generous 25-day grace period and zero fraud liability on non-PIN purchases for lost or stolen cards. You'll pay the same rate, whether you use the card for purchases or cash advances, and your rate won't skyrocket when a payment is late.

The best part is there are no hidden charges. If you've got questions about your bill, just call us. You'll get friendly, helpful answers from real people. Disclosures

Home Equity Second Mortgage

If you're looking for a second mortgage, ProFed offers great deals on Home Equity loans and lines of credit. ProFed Home Equity loans and lines come in a wide range of term lengths, so our staff can help you choose the best loan for you.

Signature Loans

ProFed also offers you the chance to borrow small amounts of money with your signature as the collateral. These affordable loans are designed to give you fair rates and monthly payments to keep your budget on track.

Combined with our low rates, ProFed loans and credit cards are among the best deals available.

Investment Options

ProFed has a wide range of savings accounts and share certificates to make adding to your cash reserves easy and convenient. Our Money Market Plus account gives you easy access to cash while earning higher dividends than our regular savings. The EZ Saver program offers members of all ages the chance to earn great dividends on share certificates and ESAs and IRAs. ProFed has certified IRA specialists on staff to help explain your options.

Along with our in-house savings products, we also provide access to a network of financial consultants. ProFed Financial Advisors* is a wholly-owned subsidiary of ProFed and works closely with each client. With a full range of investment products, ProFed Financial Advisors can help you on the road to financial security. ProFed members can call for a FREE, no-obligation portfolio review.

*Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity. .

Advisory services offered through
ProFed Financial Advisors, a Registered Investment Advisor.

Branch office located at 4315 Flagstaff Cove, Fort Wayne, IN 46815.

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